City Comparison

Fayetteville vs St. Louis

Cost of Living Comparison · 2026

Fayetteville

Arkansas
90
Below Average
$332,000
Median Home
$1,025/mo
Median Rent
$59,100
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

0.0%

Living in Fayetteville costs 0.0% less than St. Louis. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $75,000 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Fayetteville
72
St. Louis
Groceries
92
Fayetteville
97
St. Louis
Utilities
98
Fayetteville
95
St. Louis
Transportation
95
Fayetteville
103
St. Louis
Healthcare
78
Fayetteville
95
St. Louis

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $75,000 in St. Louis.

Conversely, $75,000 in St. Louis equals $75,000 in Fayetteville.

Living in Fayetteville vs St. Louis

Housing Costs

Fayetteville's housing index of 94 is higher St. Louis's 72, translating to median home prices of $332,000 vs $175,000. The $157,000 difference in home prices means roughly $10,200 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Fayetteville compared to $1,000/mo in St. Louis, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 92 in Fayetteville and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fayetteville vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 95 in St. Louis. Monthly utility bills average approximately $392 in Fayetteville vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 78 in Fayetteville and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $59,100 in Fayetteville and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,667 and $50,869 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,379/month to housing in Fayetteville vs $1,068/month in St. Louis. In Fayetteville, median rent of $1,025/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 0.0% more affordable overall with an index of 90 vs 90.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $75,000 in St. Louis, based on the cost of living difference.
Fayetteville's housing index is 94 with median homes at $332,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases