City Comparison

Fayetteville vs Springfield

Cost of Living Comparison · 2026

Fayetteville

Arkansas
90
Below Average
$332,000
Median Home
$1,025/mo
Median Rent
$59,100
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

15.9%

Living in Fayetteville costs 15.9% less than Springfield. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $89,167 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Fayetteville
106
Springfield
Groceries
92
Fayetteville
104
Springfield
Utilities
98
Fayetteville
119
Springfield
Transportation
95
Fayetteville
101
Springfield
Healthcare
78
Fayetteville
114
Springfield

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $89,167 in Springfield.

Conversely, $75,000 in Springfield equals $63,084 in Fayetteville.

Living in Fayetteville vs Springfield

Housing Costs

Fayetteville's housing index of 94 is lower Springfield's 106, translating to median home prices of $332,000 vs $230,000. The $102,000 difference in home prices means roughly $6,636 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Fayetteville compared to $1,200/mo in Springfield, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 92 in Fayetteville and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fayetteville vs $494/month in Springfield. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 119 in Springfield. Monthly utility bills average approximately $392 in Fayetteville vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 78 in Fayetteville and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 36-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $59,100 in Fayetteville and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,667 and $38,890 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,379/month to housing in Fayetteville vs $971/month in Springfield. In Fayetteville, median rent of $1,025/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 15.9% more affordable overall with an index of 90 vs 107.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $89,167 in Springfield, based on the cost of living difference.
Fayetteville's housing index is 94 with median homes at $332,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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