City Comparison

Fayetteville vs Santa Fe

Cost of Living Comparison · 2026

Fayetteville

Arkansas
90
Below Average
$332,000
Median Home
$1,025/mo
Median Rent
$59,100
Median Income

Santa Fe

New Mexico
117
Above Average
$480,000
Median Home
$1,600/mo
Median Rent
$61,982
Median Income

The Verdict

23.1%

Living in Fayetteville costs 23.1% less than Santa Fe. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $97,500 in Santa Fe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Fayetteville
153
Santa Fe
Groceries
92
Fayetteville
103
Santa Fe
Utilities
98
Fayetteville
96
Santa Fe
Transportation
95
Fayetteville
99
Santa Fe
Healthcare
78
Fayetteville
95
Santa Fe

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $97,500 in Santa Fe.

Conversely, $75,000 in Santa Fe equals $57,692 in Fayetteville.

Living in Fayetteville vs Santa Fe

Housing Costs

Fayetteville's housing index of 94 is lower Santa Fe's 153, translating to median home prices of $332,000 vs $480,000. The $148,000 difference in home prices means roughly $9,624 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Fayetteville compared to $1,600/mo in Santa Fe, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 92 in Fayetteville and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fayetteville vs $489/month in Santa Fe. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 96 in Santa Fe. Monthly utility bills average approximately $392 in Fayetteville vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 78 in Fayetteville and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $59,100 in Fayetteville and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,667 and $52,976 respectively. Fayetteville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,379/month to housing in Fayetteville vs $1,446/month in Santa Fe. In Fayetteville, median rent of $1,025/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 23.1% more affordable overall with an index of 90 vs 117.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $97,500 in Santa Fe, based on the cost of living difference.
Fayetteville's housing index is 94 with median homes at $332,000, while Santa Fe's is 153 with median homes at $480,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases