City Comparison

Fayetteville vs Norfolk

Cost of Living Comparison · 2026

Fayetteville

Arkansas
90
Below Average
$332,000
Median Home
$1,025/mo
Median Rent
$59,100
Median Income

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

The Verdict

9.1%

The cost gap between these cities is 9.1%, with Fayetteville being the more affordable option. A $75,000 income in Fayetteville has equivalent purchasing power to $82,500 in Norfolk.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Fayetteville
95
Norfolk
Groceries
92
Fayetteville
99
Norfolk
Utilities
98
Fayetteville
97
Norfolk
Transportation
95
Fayetteville
100
Norfolk
Healthcare
78
Fayetteville
99
Norfolk

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $82,500 in Norfolk.

Conversely, $75,000 in Norfolk equals $68,182 in Fayetteville.

Living in Fayetteville vs Norfolk

Housing Costs

Fayetteville's housing index of 94 is lower Norfolk's 95, translating to median home prices of $332,000 vs $250,000. The $82,000 difference in home prices means roughly $5,328 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Fayetteville compared to $1,300/mo in Norfolk, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 92 in Fayetteville and 99 in Norfolk. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fayetteville vs $470/month in Norfolk. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 97 in Norfolk. Monthly utility bills average approximately $392 in Fayetteville vs $388 in Norfolk. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 78 in Fayetteville and 99 in Norfolk. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $59,100 in Fayetteville and $51,938 in Norfolk. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,667 and $52,463 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,379/month to housing in Fayetteville vs $1,212/month in Norfolk. In Fayetteville, median rent of $1,025/mo fits within this budget. In Norfolk, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 9.1% more affordable overall with an index of 90 vs 99.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $82,500 in Norfolk, based on the cost of living difference.
Fayetteville's housing index is 94 with median homes at $332,000, while Norfolk's is 95 with median homes at $250,000.

Moving & Relocation Resources

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