Fayetteville vs Jacksonville
Cost of Living Comparison · 2026
Fayetteville
Jacksonville
The Verdict
Fayetteville is 5.3% less expensive than Jacksonville overall. A household earning $75,000 in Fayetteville would need approximately $79,167 in Jacksonville to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fayetteville has the same purchasing power as $79,167 in Jacksonville.
Conversely, $75,000 in Jacksonville equals $71,053 in Fayetteville.
Living in Fayetteville vs Jacksonville
Housing Costs
Fayetteville's housing index of 94 is higher Jacksonville's 89, translating to median home prices of $332,000 vs $280,000. The $52,000 difference in home prices means roughly $3,384 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Fayetteville compared to $1,400/mo in Jacksonville, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 92 in Fayetteville and 101 in Jacksonville. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fayetteville vs $480/month in Jacksonville. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 94 in Jacksonville. Monthly utility bills average approximately $392 in Fayetteville vs $376 in Jacksonville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 78 in Fayetteville and 95 in Jacksonville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $59,100 in Fayetteville and $53,025 in Jacksonville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,667 and $55,816 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,379/month to housing in Fayetteville vs $1,237/month in Jacksonville. In Fayetteville, median rent of $1,025/mo fits within this budget. In Jacksonville, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 17 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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