Side-by-side cost of living comparison for 2026
21% cheaper
Fargo is 21% more affordable than Manchester. A $75,000 salary in Manchester is equivalent to $59,110 in Fargo.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: North Dakota salaries · New Hampshire salaries
Housing is typically the biggest factor in any cost-of-living comparison. Fargo has a housing index of 80 while Manchester sits at 140 (national average = 100). The median home in Fargo costs $260,000 compared to $350,000 in Manchester, a difference of $90,000. Monthly rent follows a similar pattern: $1,000 in Fargo versus $1,600 in Manchester.
Groceries and everyday expenses show a notable difference: Fargo scores 98 while Manchester scores 105. Both cities are close to the national average for grocery costs.
Healthcare costs in Fargo (105) are lower than Manchester (112).
Median household income in Fargo is $55,218 compared to $65,018 in Manchester. When adjusted for cost of living, income goes further in Fargo.
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