Fargo vs Hampton
Cost of Living Comparison · 2026
Fargo
Hampton
The Verdict
Living in Hampton costs 5.7% less than Fargo. To match the purchasing power of a $75,000 salary in Fargo, you would need $70,968 in Hampton.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fargo has the same purchasing power as $70,968 in Hampton.
Conversely, $75,000 in Hampton equals $79,261 in Fargo.
Living in Fargo vs Hampton
Housing Costs
Fargo's housing index of 80 is lower Hampton's 102, translating to median home prices of $260,000 vs $243,000. The $17,000 difference in home prices means roughly $1,104 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Fargo compared to $1,175/mo in Hampton, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 98 in Fargo and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $466/month in Fargo vs $447/month in Hampton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Fargo and 102 in Hampton. Monthly utility bills average approximately $368 in Fargo vs $408 in Hampton. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in Fargo and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,218 in Fargo and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,374 and $67,500 respectively. Hampton residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,288/month to housing in Fargo vs $1,386/month in Hampton. In Fargo, median rent of $1,000/mo fits within this budget. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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