Side-by-side cost of living comparison for 2026
19% cheaper
Fargo is 19% more affordable than Frisco. A $75,000 salary in Frisco is equivalent to $60,652 in Fargo.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: North Dakota salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Fargo has a housing index of 80 while Frisco sits at 142 (national average = 100). The median home in Fargo costs $260,000 compared to $500,000 in Frisco, a difference of $240,000. Monthly rent follows a similar pattern: $1,000 in Fargo versus $1,900 in Frisco.
Groceries and everyday expenses show a narrower gap: Fargo scores 98 while Frisco scores 99. Both cities are close to the national average for grocery costs.
Healthcare costs in Fargo (105) are higher than Frisco (100). Both are close to the national average.
Median household income in Fargo is $55,218 compared to $126,048 in Frisco. When adjusted for cost of living, income goes further in Fargo.
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