City Comparison

Everett vs Springfield

Cost of Living Comparison · 2026

Everett

Washington
136
Expensive
$575,000
Median Home
$1,800/mo
Median Rent
$75,400
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

27.1%

The cost gap between these cities is 27.1%, with Springfield being the more affordable option. A $75,000 income in Everett has equivalent purchasing power to $59,007 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
192
Everett
106
Springfield
Groceries
109
Everett
104
Springfield
Utilities
92
Everett
119
Springfield
Transportation
117
Everett
101
Springfield
Healthcare
122
Everett
114
Springfield

Salary Equivalence

A $75,000 salary in Everett has the same purchasing power as $59,007 in Springfield.

Conversely, $75,000 in Springfield equals $95,327 in Everett.

Living in Everett vs Springfield

Housing Costs

Everett's housing index of 192 is higher Springfield's 106, translating to median home prices of $575,000 vs $230,000. The $345,000 difference in home prices means roughly $22,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Everett compared to $1,200/mo in Springfield, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 109 in Everett and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $518/month in Everett vs $494/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Everett and 119 in Springfield. Monthly utility bills average approximately $368 in Everett vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 122 in Everett and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $75,400 in Everett and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,441 and $38,890 respectively. Everett residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,759/month to housing in Everett vs $971/month in Springfield. In Everett, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 86 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 27.1% more affordable overall with an index of 107 vs 136.
A $75,000 salary in Everett has equivalent purchasing power to approximately $59,007 in Springfield, based on the cost of living difference.
Everett's housing index is 192 with median homes at $575,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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