Everett vs Olympia
Cost of Living Comparison · 2026
Everett
Olympia
The Verdict
Living in Olympia costs 21.4% less than Everett. To match the purchasing power of a $75,000 salary in Everett, you would need $61,765 in Olympia.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Everett has the same purchasing power as $61,765 in Olympia.
Conversely, $75,000 in Olympia equals $91,071 in Everett.
Living in Everett vs Olympia
Housing Costs
Everett's housing index of 192 is higher Olympia's 131, translating to median home prices of $575,000 vs $495,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Everett compared to $1,600/mo in Olympia, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 109 in Everett and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $518/month in Everett vs $499/month in Olympia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Everett and 91 in Olympia. Monthly utility bills average approximately $368 in Everett vs $364 in Olympia. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 122 in Everett and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $75,400 in Everett and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,441 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,759/month to housing in Everett vs $1,897/month in Olympia. In Everett, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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