City Comparison

Everett vs Irving

Cost of Living Comparison · 2026

Everett

Washington
136
Expensive
$575,000
Median Home
$1,800/mo
Median Rent
$75,400
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

36.0%

Living in Irving costs 36.0% less than Everett. To match the purchasing power of a $75,000 salary in Everett, you would need $55,147 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
192
Everett
94
Irving
Groceries
109
Everett
99
Irving
Utilities
92
Everett
111
Irving
Transportation
117
Everett
97
Irving
Healthcare
122
Everett
103
Irving

Salary Equivalence

A $75,000 salary in Everett has the same purchasing power as $55,147 in Irving.

Conversely, $75,000 in Irving equals $102,000 in Everett.

Living in Everett vs Irving

Housing Costs

Everett's housing index of 192 is higher Irving's 94, translating to median home prices of $575,000 vs $318,000. The $257,000 difference in home prices means roughly $16,704 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Everett compared to $1,350/mo in Irving, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 109 in Everett and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $518/month in Everett vs $470/month in Irving. Irving offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Everett and 111 in Irving. Monthly utility bills average approximately $368 in Everett vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 122 in Everett and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $75,400 in Everett and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,441 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,759/month to housing in Everett vs $1,713/month in Irving. In Everett, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 98 index points — focus your budget analysis there.

Frequently Asked Questions

Irving is 36.0% more affordable overall with an index of 100 vs 136.
A $75,000 salary in Everett has equivalent purchasing power to approximately $55,147 in Irving, based on the cost of living difference.
Everett's housing index is 192 with median homes at $575,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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