Everett vs Hilo
Cost of Living Comparison · 2026
Everett
Hilo
The Verdict
Living in Hilo costs 3.0% less than Everett. To match the purchasing power of a $75,000 salary in Everett, you would need $72,794 in Hilo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Everett has the same purchasing power as $72,794 in Hilo.
Conversely, $75,000 in Hilo equals $77,273 in Everett.
Living in Everett vs Hilo
Housing Costs
Everett's housing index of 192 is higher Hilo's 149, translating to median home prices of $575,000 vs $555,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Everett compared to $1,575/mo in Hilo, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 109 in Everett and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $518/month in Everett vs $708/month in Hilo. Everett offers a meaningful advantage on everyday food costs, saving roughly $2280/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Everett and 218 in Hilo. Monthly utility bills average approximately $368 in Everett vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 122 in Everett and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $75,400 in Everett and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,441 and $59,621 respectively. Hilo residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,759/month to housing in Everett vs $1,836/month in Hilo. In Everett, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 126 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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