Evansville vs Wilmington
Cost of Living Comparison · 2026
Evansville
Wilmington
The Verdict
Living in Evansville costs 22.3% less than Wilmington. To match the purchasing power of a $75,000 salary in Evansville, you would need $96,563 in Wilmington.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Evansville has the same purchasing power as $96,563 in Wilmington.
Conversely, $75,000 in Wilmington equals $58,252 in Evansville.
Living in Evansville vs Wilmington
Housing Costs
Evansville's housing index of 55 is lower Wilmington's 108, translating to median home prices of $170,000 vs $320,000. The $150,000 difference in home prices means roughly $9,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,400/mo in Wilmington, a monthly difference of $550.
Grocery & Food Costs
Grocery expenses index at 95 in Evansville and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $480/month in Wilmington. Evansville offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 94 in Wilmington. Monthly utility bills average approximately $420 in Evansville vs $376 in Wilmington. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 105 in Evansville and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $48,600 in Evansville and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $47,021 respectively. Evansville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,130/month in Wilmington. In Evansville, median rent of $850/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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