Evansville vs Wilmington
Cost of Living Comparison · 2026
Evansville
Wilmington
The Verdict
The cost gap between these cities is 23.1%, with Evansville being the more affordable option. A $75,000 income in Evansville has equivalent purchasing power to $97,500 in Wilmington.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Evansville has the same purchasing power as $97,500 in Wilmington.
Conversely, $75,000 in Wilmington equals $57,692 in Evansville.
Living in Evansville vs Wilmington
Housing Costs
Evansville's housing index of 55 is lower Wilmington's 104, translating to median home prices of $170,000 vs $235,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,200/mo in Wilmington, a monthly difference of $350.
Grocery & Food Costs
Grocery expenses index at 95 in Evansville and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $489/month in Wilmington. Evansville offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 106 in Wilmington. Monthly utility bills average approximately $420 in Evansville vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in Evansville and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $48,600 in Evansville and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $44,731 respectively. Evansville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,085/month in Wilmington. In Evansville, median rent of $850/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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