City Comparison

Evansville vs Topeka

Cost of Living Comparison · 2026

Evansville

Indiana
80
Very Affordable
$170,000
Median Home
$850/mo
Median Rent
$48,600
Median Income

Topeka

Kansas
83
Very Affordable
$175,000
Median Home
$900/mo
Median Rent
$55,500
Median Income

The Verdict

3.6%

Living in Evansville costs 3.6% less than Topeka. To match the purchasing power of a $75,000 salary in Evansville, you would need $77,813 in Topeka.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Evansville
55
Topeka
Groceries
95
Evansville
98
Topeka
Utilities
105
Evansville
97
Topeka
Transportation
98
Evansville
96
Topeka
Healthcare
105
Evansville
96
Topeka

Salary Equivalence

A $75,000 salary in Evansville has the same purchasing power as $77,813 in Topeka.

Conversely, $75,000 in Topeka equals $72,289 in Evansville.

Living in Evansville vs Topeka

Housing Costs

Evansville's housing index of 55 is equal to Topeka's 55, translating to median home prices of $170,000 vs $175,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $900/mo in Topeka, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 95 in Evansville and 98 in Topeka. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $466/month in Topeka. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 97 in Topeka. Monthly utility bills average approximately $420 in Evansville vs $388 in Topeka. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Evansville and 96 in Topeka. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,600 in Evansville and $55,500 in Topeka. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $66,867 respectively. Topeka residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,295/month in Topeka. In Evansville, median rent of $850/mo fits within this budget. In Topeka, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Evansville is 3.6% more affordable overall with an index of 80 vs 83.
A $75,000 salary in Evansville has equivalent purchasing power to approximately $77,813 in Topeka, based on the cost of living difference.
Evansville's housing index is 55 with median homes at $170,000, while Topeka's is 55 with median homes at $175,000.

Moving & Relocation Resources

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