Evansville vs St. Louis
Cost of Living Comparison · 2026
Evansville
St. Louis
The Verdict
Evansville is 11.1% less expensive than St. Louis overall. A household earning $75,000 in Evansville would need approximately $84,375 in St. Louis to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Evansville has the same purchasing power as $84,375 in St. Louis.
Conversely, $75,000 in St. Louis equals $66,667 in Evansville.
Living in Evansville vs St. Louis
Housing Costs
Evansville's housing index of 55 is lower St. Louis's 72, translating to median home prices of $170,000 vs $175,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,000/mo in St. Louis, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 95 in Evansville and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 95 in St. Louis. Monthly utility bills average approximately $420 in Evansville vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in Evansville and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $48,600 in Evansville and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $50,869 respectively. Evansville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,068/month in St. Louis. In Evansville, median rent of $850/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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