Evansville vs St Cloud
Cost of Living Comparison · 2026
Evansville
St Cloud
The Verdict
Evansville is 11.1% less expensive than St Cloud overall. A household earning $75,000 in Evansville would need approximately $84,375 in St Cloud to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Evansville has the same purchasing power as $84,375 in St Cloud.
Conversely, $75,000 in St Cloud equals $66,667 in Evansville.
Living in Evansville vs St Cloud
Housing Costs
Evansville's housing index of 55 is lower St Cloud's 82, translating to median home prices of $170,000 vs $250,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,000/mo in St Cloud, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 95 in Evansville and 101 in St Cloud. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $480/month in St Cloud. Evansville offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 95 in St Cloud. Monthly utility bills average approximately $420 in Evansville vs $380 in St Cloud. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in Evansville and 100 in St Cloud. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $48,600 in Evansville and $60,200 in St Cloud. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $66,889 respectively. St Cloud residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,405/month in St Cloud. In Evansville, median rent of $850/mo fits within this budget. In St Cloud, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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