Evansville vs Springfield
Cost of Living Comparison · 2026
Evansville
Springfield
The Verdict
Evansville is 25.2% less expensive than Springfield overall. A household earning $75,000 in Evansville would need approximately $100,313 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Evansville has the same purchasing power as $100,313 in Springfield.
Conversely, $75,000 in Springfield equals $56,075 in Evansville.
Living in Evansville vs Springfield
Housing Costs
Evansville's housing index of 55 is lower Springfield's 116, translating to median home prices of $170,000 vs $378,000. The $208,000 difference in home prices means roughly $13,524 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,150/mo in Springfield, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 95 in Evansville and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $480/month in Springfield. Evansville offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 96 in Springfield. Monthly utility bills average approximately $420 in Evansville vs $384 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in Evansville and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $48,600 in Evansville and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $53,832 respectively. Evansville residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,344/month in Springfield. In Evansville, median rent of $850/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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