Evansville vs Springfield
Cost of Living Comparison · 2026
Evansville
Springfield
The Verdict
Springfield is 2.6% less expensive than Evansville overall. A household earning $75,000 in Evansville would need approximately $73,125 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Evansville has the same purchasing power as $73,125 in Springfield.
Conversely, $75,000 in Springfield equals $76,923 in Evansville.
Living in Evansville vs Springfield
Housing Costs
Evansville's housing index of 55 is higher Springfield's 52, translating to median home prices of $170,000 vs $162,000. The $8,000 difference in home prices means roughly $516 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $925/mo in Springfield, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 95 in Evansville and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 98 in Springfield. Monthly utility bills average approximately $420 in Evansville vs $392 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in Evansville and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $48,600 in Evansville and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,528/month in Springfield. In Evansville, median rent of $850/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 16 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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