City Comparison

Evansville vs Roseville

Cost of Living Comparison · 2026

Evansville

Indiana
80
Very Affordable
$170,000
Median Home
$850/mo
Median Rent
$48,600
Median Income

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

The Verdict

42.4%

The cost gap between these cities is 42.4%, with Evansville being the more affordable option. A $75,000 income in Evansville has equivalent purchasing power to $130,313 in Roseville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Evansville
179
Roseville
Groceries
95
Evansville
105
Roseville
Utilities
105
Evansville
163
Roseville
Transportation
98
Evansville
134
Roseville
Healthcare
105
Evansville
106
Roseville

Salary Equivalence

A $75,000 salary in Evansville has the same purchasing power as $130,313 in Roseville.

Conversely, $75,000 in Roseville equals $43,165 in Evansville.

Living in Evansville vs Roseville

Housing Costs

Evansville's housing index of 55 is lower Roseville's 179, translating to median home prices of $170,000 vs $625,000. The $455,000 difference in home prices means roughly $29,580 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $2,000/mo in Roseville, a monthly difference of $1,150.

Grocery & Food Costs

Grocery expenses index at 95 in Evansville and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $499/month in Roseville. Evansville offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 163 in Roseville. Monthly utility bills average approximately $420 in Evansville vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 105 in Evansville and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,600 in Evansville and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $3,332/month in Roseville. In Evansville, median rent of $850/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 124 index points — focus your budget analysis there.

Frequently Asked Questions

Evansville is 42.4% more affordable overall with an index of 80 vs 139.
A $75,000 salary in Evansville has equivalent purchasing power to approximately $130,313 in Roseville, based on the cost of living difference.
Evansville's housing index is 55 with median homes at $170,000, while Roseville's is 179 with median homes at $625,000.

Moving & Relocation Resources

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