City Comparison

Evansville vs Rochester

Cost of Living Comparison · 2026

Evansville

Indiana
80
Very Affordable
$170,000
Median Home
$850/mo
Median Rent
$48,600
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

14.9%

Evansville is 14.9% less expensive than Rochester overall. A household earning $75,000 in Evansville would need approximately $88,125 in Rochester to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Evansville
95
Rochester
Groceries
95
Evansville
103
Rochester
Utilities
105
Evansville
102
Rochester
Transportation
98
Evansville
102
Rochester
Healthcare
105
Evansville
104
Rochester

Salary Equivalence

A $75,000 salary in Evansville has the same purchasing power as $88,125 in Rochester.

Conversely, $75,000 in Rochester equals $63,830 in Evansville.

Living in Evansville vs Rochester

Housing Costs

Evansville's housing index of 55 is lower Rochester's 95, translating to median home prices of $170,000 vs $345,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,275/mo in Rochester, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 95 in Evansville and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $489/month in Rochester. Evansville offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 102 in Rochester. Monthly utility bills average approximately $420 in Evansville vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Evansville and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,600 in Evansville and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $2,135/month in Rochester. In Evansville, median rent of $850/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Evansville is 14.9% more affordable overall with an index of 80 vs 94.
A $75,000 salary in Evansville has equivalent purchasing power to approximately $88,125 in Rochester, based on the cost of living difference.
Evansville's housing index is 55 with median homes at $170,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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