City Comparison

Evansville vs Reading

Cost of Living Comparison · 2026

Evansville

Indiana
80
Very Affordable
$170,000
Median Home
$850/mo
Median Rent
$48,600
Median Income

Reading

Pennsylvania
89
Below Average
$155,000
Median Home
$1,050/mo
Median Rent
$45,600
Median Income

The Verdict

10.1%

Evansville is 10.1% less expensive than Reading overall. A household earning $75,000 in Evansville would need approximately $83,438 in Reading to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Evansville
62
Reading
Groceries
95
Evansville
96
Reading
Utilities
105
Evansville
105
Reading
Transportation
98
Evansville
108
Reading
Healthcare
105
Evansville
89
Reading

Salary Equivalence

A $75,000 salary in Evansville has the same purchasing power as $83,438 in Reading.

Conversely, $75,000 in Reading equals $67,416 in Evansville.

Living in Evansville vs Reading

Housing Costs

Evansville's housing index of 55 is lower Reading's 62, translating to median home prices of $170,000 vs $155,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,050/mo in Reading, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 95 in Evansville and 96 in Reading. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $456/month in Reading. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 105 in Reading. Monthly utility bills average approximately $420 in Evansville vs $420 in Reading. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Evansville and 89 in Reading. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,600 in Evansville and $45,600 in Reading. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $51,236 respectively. Evansville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,064/month in Reading. In Evansville, median rent of $850/mo fits within this budget. In Reading, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Evansville is 10.1% more affordable overall with an index of 80 vs 89.
A $75,000 salary in Evansville has equivalent purchasing power to approximately $83,438 in Reading, based on the cost of living difference.
Evansville's housing index is 55 with median homes at $170,000, while Reading's is 62 with median homes at $155,000.

Moving & Relocation Resources

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