City Comparison

Evansville vs Norfolk

Cost of Living Comparison · 2026

Evansville

Indiana
80
Very Affordable
$170,000
Median Home
$850/mo
Median Rent
$48,600
Median Income

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

The Verdict

19.2%

The cost gap between these cities is 19.2%, with Evansville being the more affordable option. A $75,000 income in Evansville has equivalent purchasing power to $92,813 in Norfolk.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Evansville
95
Norfolk
Groceries
95
Evansville
99
Norfolk
Utilities
105
Evansville
97
Norfolk
Transportation
98
Evansville
100
Norfolk
Healthcare
105
Evansville
99
Norfolk

Salary Equivalence

A $75,000 salary in Evansville has the same purchasing power as $92,813 in Norfolk.

Conversely, $75,000 in Norfolk equals $60,606 in Evansville.

Living in Evansville vs Norfolk

Housing Costs

Evansville's housing index of 55 is lower Norfolk's 95, translating to median home prices of $170,000 vs $250,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,300/mo in Norfolk, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 95 in Evansville and 99 in Norfolk. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $470/month in Norfolk. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 97 in Norfolk. Monthly utility bills average approximately $420 in Evansville vs $388 in Norfolk. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Evansville and 99 in Norfolk. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,600 in Evansville and $51,938 in Norfolk. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $52,463 respectively. Evansville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,212/month in Norfolk. In Evansville, median rent of $850/mo fits within this budget. In Norfolk, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Evansville is 19.2% more affordable overall with an index of 80 vs 99.
A $75,000 salary in Evansville has equivalent purchasing power to approximately $92,813 in Norfolk, based on the cost of living difference.
Evansville's housing index is 55 with median homes at $170,000, while Norfolk's is 95 with median homes at $250,000.

Moving & Relocation Resources

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