Evansville vs Lubbock
Cost of Living Comparison · 2026
Evansville
Lubbock
The Verdict
The cost gap between these cities is 3.6%, with Evansville being the more affordable option. A $75,000 income in Evansville has equivalent purchasing power to $77,813 in Lubbock.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Evansville has the same purchasing power as $77,813 in Lubbock.
Conversely, $75,000 in Lubbock equals $72,289 in Evansville.
Living in Evansville vs Lubbock
Housing Costs
Evansville's housing index of 55 is lower Lubbock's 59, translating to median home prices of $170,000 vs $175,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $950/mo in Lubbock, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 95 in Evansville and 93 in Lubbock. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $442/month in Lubbock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 96 in Lubbock. Monthly utility bills average approximately $420 in Evansville vs $384 in Lubbock. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in Evansville and 90 in Lubbock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $48,600 in Evansville and $49,834 in Lubbock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $60,041 respectively. Evansville residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,163/month in Lubbock. In Evansville, median rent of $850/mo fits within this budget. In Lubbock, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 15 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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