Evansville vs Lincoln
Cost of Living Comparison · 2026
Evansville
Lincoln
The Verdict
Evansville is 14.0% less expensive than Lincoln overall. A household earning $75,000 in Evansville would need approximately $87,188 in Lincoln to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Evansville has the same purchasing power as $87,188 in Lincoln.
Conversely, $75,000 in Lincoln equals $64,516 in Evansville.
Living in Evansville vs Lincoln
Housing Costs
Evansville's housing index of 55 is lower Lincoln's 77, translating to median home prices of $170,000 vs $264,000. The $94,000 difference in home prices means roughly $6,108 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,075/mo in Lincoln, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 95 in Evansville and 98 in Lincoln. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $466/month in Lincoln. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 93 in Lincoln. Monthly utility bills average approximately $420 in Evansville vs $372 in Lincoln. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 105 in Evansville and 102 in Lincoln. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $48,600 in Evansville and $71,900 in Lincoln. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $77,312 respectively. Lincoln residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,678/month in Lincoln. In Evansville, median rent of $850/mo fits within this budget. In Lincoln, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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