City Comparison

Evansville vs Irving

Cost of Living Comparison · 2026

Evansville

Indiana
80
Very Affordable
$170,000
Median Home
$850/mo
Median Rent
$48,600
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

20.0%

The cost gap between these cities is 20.0%, with Evansville being the more affordable option. A $75,000 income in Evansville has equivalent purchasing power to $93,750 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Evansville
94
Irving
Groceries
95
Evansville
99
Irving
Utilities
105
Evansville
111
Irving
Transportation
98
Evansville
97
Irving
Healthcare
105
Evansville
103
Irving

Salary Equivalence

A $75,000 salary in Evansville has the same purchasing power as $93,750 in Irving.

Conversely, $75,000 in Irving equals $60,000 in Evansville.

Living in Evansville vs Irving

Housing Costs

Evansville's housing index of 55 is lower Irving's 94, translating to median home prices of $170,000 vs $318,000. The $148,000 difference in home prices means roughly $9,624 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,350/mo in Irving, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 95 in Evansville and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 111 in Irving. Monthly utility bills average approximately $420 in Evansville vs $444 in Irving. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Evansville and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,600 in Evansville and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,713/month in Irving. In Evansville, median rent of $850/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.

Frequently Asked Questions

Evansville is 20.0% more affordable overall with an index of 80 vs 100.
A $75,000 salary in Evansville has equivalent purchasing power to approximately $93,750 in Irving, based on the cost of living difference.
Evansville's housing index is 55 with median homes at $170,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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