City Comparison

Evansville vs Gilbert

Cost of Living Comparison · 2026

Evansville

Indiana
80
Very Affordable
$170,000
Median Home
$850/mo
Median Rent
$48,600
Median Income

Gilbert

Arizona
111
Above Average
$470,000
Median Home
$1,700/mo
Median Rent
$94,518
Median Income

The Verdict

27.9%

Evansville is 27.9% less expensive than Gilbert overall. A household earning $75,000 in Evansville would need approximately $104,063 in Gilbert to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Evansville
128
Gilbert
Groceries
95
Evansville
100
Gilbert
Utilities
105
Evansville
96
Gilbert
Transportation
98
Evansville
103
Gilbert
Healthcare
105
Evansville
95
Gilbert

Salary Equivalence

A $75,000 salary in Evansville has the same purchasing power as $104,063 in Gilbert.

Conversely, $75,000 in Gilbert equals $54,054 in Evansville.

Living in Evansville vs Gilbert

Housing Costs

Evansville's housing index of 55 is lower Gilbert's 128, translating to median home prices of $170,000 vs $470,000. The $300,000 difference in home prices means roughly $19,500 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $1,700/mo in Gilbert, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 95 in Evansville and 100 in Gilbert. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $475/month in Gilbert. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 96 in Gilbert. Monthly utility bills average approximately $420 in Evansville vs $384 in Gilbert. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Evansville and 95 in Gilbert. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,600 in Evansville and $94,518 in Gilbert. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $85,151 respectively. Gilbert residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $2,205/month in Gilbert. In Evansville, median rent of $850/mo fits within this budget. In Gilbert, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 73 index points — focus your budget analysis there.

Frequently Asked Questions

Evansville is 27.9% more affordable overall with an index of 80 vs 111.
A $75,000 salary in Evansville has equivalent purchasing power to approximately $104,063 in Gilbert, based on the cost of living difference.
Evansville's housing index is 55 with median homes at $170,000, while Gilbert's is 128 with median homes at $470,000.

Moving & Relocation Resources

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