City Comparison

Evansville vs Fort Wayne

Cost of Living Comparison · 2026

Evansville

Indiana
80
Very Affordable
$170,000
Median Home
$850/mo
Median Rent
$48,600
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

2.4%

Living in Evansville costs 2.4% less than Fort Wayne. To match the purchasing power of a $75,000 salary in Evansville, you would need $76,875 in Fort Wayne.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Evansville
57
Fort Wayne
Groceries
95
Evansville
99
Fort Wayne
Utilities
105
Evansville
93
Fort Wayne
Transportation
98
Evansville
101
Fort Wayne
Healthcare
105
Evansville
96
Fort Wayne

Salary Equivalence

A $75,000 salary in Evansville has the same purchasing power as $76,875 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $73,171 in Evansville.

Living in Evansville vs Fort Wayne

Housing Costs

Evansville's housing index of 55 is lower Fort Wayne's 57, translating to median home prices of $170,000 vs $195,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Evansville compared to $950/mo in Fort Wayne, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 95 in Evansville and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $451/month in Evansville vs $470/month in Fort Wayne. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Evansville and 93 in Fort Wayne. Monthly utility bills average approximately $420 in Evansville vs $372 in Fort Wayne. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 105 in Evansville and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,600 in Evansville and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,750 and $66,585 respectively. Fort Wayne residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Evansville vs $1,274/month in Fort Wayne. In Evansville, median rent of $850/mo fits within this budget. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Evansville is 2.4% more affordable overall with an index of 80 vs 82.
A $75,000 salary in Evansville has equivalent purchasing power to approximately $76,875 in Fort Wayne, based on the cost of living difference.
Evansville's housing index is 55 with median homes at $170,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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