Side-by-side cost of living comparison for 2026
10% cheaper
Wilmington is 10% more affordable than Eugene. A $75,000 salary in Eugene is equivalent to $67,174 in Wilmington.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Oregon salaries · North Carolina salaries
Housing is typically the biggest factor in any cost-of-living comparison. Eugene has a housing index of 130 while Wilmington sits at 108 (national average = 100). The median home in Eugene costs $380,000 compared to $320,000 in Wilmington, a difference of $60,000. Monthly rent follows a similar pattern: $1,400 in Eugene versus $1,400 in Wilmington.
Groceries and everyday expenses show a narrower gap: Eugene scores 103 while Wilmington scores 101. Both cities are close to the national average for grocery costs.
Healthcare costs in Eugene (106) match Wilmington (106). Both are close to the national average.
Median household income in Eugene is $49,448 compared to $48,432 in Wilmington. When adjusted for cost of living, income goes further in Wilmington.
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