Eugene vs St George
Cost of Living Comparison · 2026
Eugene
St George
The Verdict
Living in St George costs 4.5% less than Eugene. To match the purchasing power of a $75,000 salary in Eugene, you would need $71,739 in St George.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Eugene has the same purchasing power as $71,739 in St George.
Conversely, $75,000 in St George equals $78,409 in Eugene.
Living in Eugene vs St George
Housing Costs
Eugene's housing index of 130 is lower St George's 144, translating to median home prices of $380,000 vs $550,000. The $170,000 difference in home prices means roughly $11,052 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Eugene compared to $1,525/mo in St George, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 103 in Eugene and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $489/month in Eugene vs $475/month in St George. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 91 in Eugene and 87 in St George. Monthly utility bills average approximately $364 in Eugene vs $348 in St George. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Eugene and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $49,448 in Eugene and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,998 and $65,818 respectively. St George residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,154/month to housing in Eugene vs $1,689/month in St George. In Eugene, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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