Eugene vs Springfield
Cost of Living Comparison · 2026
Eugene
Springfield
The Verdict
Living in Springfield costs 7.5% less than Eugene. To match the purchasing power of a $75,000 salary in Eugene, you would need $69,783 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Eugene has the same purchasing power as $69,783 in Springfield.
Conversely, $75,000 in Springfield equals $80,607 in Eugene.
Living in Eugene vs Springfield
Housing Costs
Eugene's housing index of 130 is higher Springfield's 116, translating to median home prices of $380,000 vs $378,000. The $2,000 difference in home prices means roughly $132 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Eugene compared to $1,150/mo in Springfield, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 103 in Eugene and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $489/month in Eugene vs $480/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 91 in Eugene and 96 in Springfield. Monthly utility bills average approximately $364 in Eugene vs $384 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Eugene and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,448 in Eugene and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,998 and $53,832 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,154/month to housing in Eugene vs $1,344/month in Springfield. In Eugene, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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