Side-by-side cost of living comparison for 2026
7% cheaper
Springfield is 7% more affordable than Eugene. A $75,000 salary in Eugene is equivalent to $69,783 in Springfield.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Oregon salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Eugene has a housing index of 130 while Springfield sits at 106 (national average = 100). The median home in Eugene costs $380,000 compared to $230,000 in Springfield, a difference of $150,000. Monthly rent follows a similar pattern: $1,400 in Eugene versus $1,200 in Springfield.
Groceries and everyday expenses show a narrower gap: Eugene scores 103 while Springfield scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Eugene (106) are lower than Springfield (114).
Median household income in Eugene is $49,448 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Springfield.
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