Side-by-side cost of living comparison for 2026
5% cheaper
Plano is 5% more affordable than Eugene. A $75,000 salary in Eugene is equivalent to $71,087 in Plano.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Oregon salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Eugene has a housing index of 130 while Plano sits at 123 (national average = 100). The median home in Eugene costs $380,000 compared to $400,000 in Plano, a difference of $20,000. Monthly rent follows a similar pattern: $1,400 in Eugene versus $1,700 in Plano.
Groceries and everyday expenses show a notable difference: Eugene scores 103 while Plano scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Eugene (106) are higher than Plano (100). Both are close to the national average.
Median household income in Eugene is $49,448 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Plano.
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