City Comparison

Eugene vs Meridian

Cost of Living Comparison · 2026

Eugene

Oregon
115
Above Average
$380,000
Median Home
$1,400/mo
Median Rent
$49,448
Median Income

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

The Verdict

4.2%

Living in Eugene costs 4.2% less than Meridian. To match the purchasing power of a $75,000 salary in Eugene, you would need $78,261 in Meridian.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
130
Eugene
154
Meridian
Groceries
103
Eugene
104
Meridian
Utilities
91
Eugene
86
Meridian
Transportation
107
Eugene
113
Meridian
Healthcare
106
Eugene
103
Meridian

Salary Equivalence

A $75,000 salary in Eugene has the same purchasing power as $78,261 in Meridian.

Conversely, $75,000 in Meridian equals $71,875 in Eugene.

Living in Eugene vs Meridian

Housing Costs

Eugene's housing index of 130 is lower Meridian's 154, translating to median home prices of $380,000 vs $509,000. The $129,000 difference in home prices means roughly $8,388 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Eugene compared to $1,725/mo in Meridian, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 103 in Eugene and 104 in Meridian. A household spending the national average of $475/month on groceries would pay approximately $489/month in Eugene vs $494/month in Meridian. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Eugene and 86 in Meridian. Monthly utility bills average approximately $364 in Eugene vs $344 in Meridian. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Eugene and 103 in Meridian. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,448 in Eugene and $99,700 in Meridian. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,998 and $83,083 respectively. Meridian residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,154/month to housing in Eugene vs $2,326/month in Meridian. In Eugene, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Meridian, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Eugene is 4.2% more affordable overall with an index of 115 vs 120.
A $75,000 salary in Eugene has equivalent purchasing power to approximately $78,261 in Meridian, based on the cost of living difference.
Eugene's housing index is 130 with median homes at $380,000, while Meridian's is 154 with median homes at $509,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases