Eugene vs Irving

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Eugene has the same purchasing power as $65,217 in Irving.

Conversely, $75,000 in Irving equals $86,250 in Eugene.

Living in Eugene vs Irving

Housing Costs

Eugene's housing index of 130 is higher Irving's 94, translating to median home prices of $380,000 vs $318,000. The $62,000 difference in home prices means roughly $4,032 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Eugene compared to $1,350/mo in Irving, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 103 in Eugene and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $489/month in Eugene vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Eugene and 111 in Irving. Monthly utility bills average approximately $364 in Eugene vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Eugene and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,448 in Eugene and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,998 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,154/month to housing in Eugene vs $1,713/month in Irving. In Eugene, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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