Eugene vs Hampton
Cost of Living Comparison · 2026
Eugene
Hampton
The Verdict
Living in Hampton costs 30.7% less than Eugene. To match the purchasing power of a $75,000 salary in Eugene, you would need $57,391 in Hampton.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Eugene has the same purchasing power as $57,391 in Hampton.
Conversely, $75,000 in Hampton equals $98,011 in Eugene.
Living in Eugene vs Hampton
Housing Costs
Eugene's housing index of 130 is higher Hampton's 102, translating to median home prices of $380,000 vs $243,000. The $137,000 difference in home prices means roughly $8,904 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Eugene compared to $1,175/mo in Hampton, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 103 in Eugene and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $489/month in Eugene vs $447/month in Hampton. Hampton offers a meaningful advantage on everyday food costs, saving roughly $504/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 91 in Eugene and 102 in Hampton. Monthly utility bills average approximately $364 in Eugene vs $408 in Hampton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Eugene and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,448 in Eugene and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,998 and $67,500 respectively. Hampton residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,154/month to housing in Eugene vs $1,386/month in Hampton. In Eugene, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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