City Comparison

Eugene vs Gulfport

Cost of Living Comparison · 2026

Eugene

Oregon
115
Above Average
$380,000
Median Home
$1,400/mo
Median Rent
$49,448
Median Income

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

The Verdict

38.6%

Living in Gulfport costs 38.6% less than Eugene. To match the purchasing power of a $75,000 salary in Eugene, you would need $54,130 in Gulfport.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
130
Eugene
55
Gulfport
Groceries
103
Eugene
95
Gulfport
Utilities
91
Eugene
99
Gulfport
Transportation
107
Eugene
105
Gulfport
Healthcare
106
Eugene
98
Gulfport

Salary Equivalence

A $75,000 salary in Eugene has the same purchasing power as $54,130 in Gulfport.

Conversely, $75,000 in Gulfport equals $103,916 in Eugene.

Living in Eugene vs Gulfport

Housing Costs

Eugene's housing index of 130 is higher Gulfport's 55, translating to median home prices of $380,000 vs $185,000. The $195,000 difference in home prices means roughly $12,672 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Eugene compared to $1,000/mo in Gulfport, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 103 in Eugene and 95 in Gulfport. A household spending the national average of $475/month on groceries would pay approximately $489/month in Eugene vs $451/month in Gulfport. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Eugene and 99 in Gulfport. Monthly utility bills average approximately $364 in Eugene vs $396 in Gulfport. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Eugene and 98 in Gulfport. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,448 in Eugene and $48,000 in Gulfport. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,998 and $57,831 respectively. Gulfport residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,154/month to housing in Eugene vs $1,120/month in Gulfport. In Eugene, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Gulfport, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 75 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 38.6% more affordable overall with an index of 83 vs 115.
A $75,000 salary in Eugene has equivalent purchasing power to approximately $54,130 in Gulfport, based on the cost of living difference.
Eugene's housing index is 130 with median homes at $380,000, while Gulfport's is 55 with median homes at $185,000.

Moving & Relocation Resources

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