City Comparison

Eugene vs Gresham

Cost of Living Comparison · 2026

Eugene

Oregon
115
Above Average
$380,000
Median Home
$1,400/mo
Median Rent
$49,448
Median Income

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

The Verdict

10.2%

Living in Eugene costs 10.2% less than Gresham. To match the purchasing power of a $75,000 salary in Eugene, you would need $83,478 in Gresham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
130
Eugene
172
Gresham
Groceries
103
Eugene
101
Gresham
Utilities
91
Eugene
96
Gresham
Transportation
107
Eugene
126
Gresham
Healthcare
106
Eugene
103
Gresham

Salary Equivalence

A $75,000 salary in Eugene has the same purchasing power as $83,478 in Gresham.

Conversely, $75,000 in Gresham equals $67,383 in Eugene.

Living in Eugene vs Gresham

Housing Costs

Eugene's housing index of 130 is lower Gresham's 172, translating to median home prices of $380,000 vs $459,000. The $79,000 difference in home prices means roughly $5,136 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Eugene compared to $1,450/mo in Gresham, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 103 in Eugene and 101 in Gresham. A household spending the national average of $475/month on groceries would pay approximately $489/month in Eugene vs $480/month in Gresham. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Eugene and 96 in Gresham. Monthly utility bills average approximately $364 in Eugene vs $384 in Gresham. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Eugene and 103 in Gresham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,448 in Eugene and $69,600 in Gresham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,998 and $54,375 respectively. Gresham residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,154/month to housing in Eugene vs $1,624/month in Gresham. In Eugene, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Gresham, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 42 index points — focus your budget analysis there.

Frequently Asked Questions

Eugene is 10.2% more affordable overall with an index of 115 vs 128.
A $75,000 salary in Eugene has equivalent purchasing power to approximately $83,478 in Gresham, based on the cost of living difference.
Eugene's housing index is 130 with median homes at $380,000, while Gresham's is 172 with median homes at $459,000.

Moving & Relocation Resources

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