Eugene vs Evansville
Cost of Living Comparison · 2026
Eugene
Evansville
The Verdict
Living in Evansville costs 43.8% less than Eugene. To match the purchasing power of a $75,000 salary in Eugene, you would need $52,174 in Evansville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Eugene has the same purchasing power as $52,174 in Evansville.
Conversely, $75,000 in Evansville equals $107,813 in Eugene.
Living in Eugene vs Evansville
Housing Costs
Eugene's housing index of 130 is higher Evansville's 55, translating to median home prices of $380,000 vs $170,000. The $210,000 difference in home prices means roughly $13,656 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Eugene compared to $850/mo in Evansville, a monthly difference of $550.
Grocery & Food Costs
Grocery expenses index at 103 in Eugene and 95 in Evansville. A household spending the national average of $475/month on groceries would pay approximately $489/month in Eugene vs $451/month in Evansville. Evansville offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 91 in Eugene and 105 in Evansville. Monthly utility bills average approximately $364 in Eugene vs $420 in Evansville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Eugene and 105 in Evansville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,448 in Eugene and $48,600 in Evansville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,998 and $60,750 respectively. Evansville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,154/month to housing in Eugene vs $1,134/month in Evansville. In Eugene, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Evansville, median rent of $850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 75 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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