City Comparison

Erie vs St. Paul

Cost of Living Comparison · 2026

Erie

Pennsylvania
81
Very Affordable
$165,000
Median Home
$925/mo
Median Rent
$43,400
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

19.0%

The cost gap between these cities is 19.0%, with Erie being the more affordable option. A $75,000 income in Erie has equivalent purchasing power to $92,593 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Erie
98
St. Paul
Groceries
97
Erie
103
St. Paul
Utilities
109
Erie
97
St. Paul
Transportation
113
Erie
108
St. Paul
Healthcare
89
Erie
105
St. Paul

Salary Equivalence

A $75,000 salary in Erie has the same purchasing power as $92,593 in St. Paul.

Conversely, $75,000 in St. Paul equals $60,750 in Erie.

Living in Erie vs St. Paul

Housing Costs

Erie's housing index of 55 is lower St. Paul's 98, translating to median home prices of $165,000 vs $260,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Erie compared to $1,300/mo in St. Paul, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 97 in Erie and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $461/month in Erie vs $489/month in St. Paul. Erie offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Erie and 97 in St. Paul. Monthly utility bills average approximately $436 in Erie vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 89 in Erie and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,400 in Erie and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,580 and $57,718 respectively. St. Paul residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,013/month to housing in Erie vs $1,347/month in St. Paul. In Erie, median rent of $925/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Erie is 19.0% more affordable overall with an index of 81 vs 100.
A $75,000 salary in Erie has equivalent purchasing power to approximately $92,593 in St. Paul, based on the cost of living difference.
Erie's housing index is 55 with median homes at $165,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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