City Comparison

Erie vs Springfield

Cost of Living Comparison · 2026

Erie

Pennsylvania
81
Very Affordable
$165,000
Median Home
$925/mo
Median Rent
$43,400
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

24.3%

Living in Erie costs 24.3% less than Springfield. To match the purchasing power of a $75,000 salary in Erie, you would need $99,074 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Erie
106
Springfield
Groceries
97
Erie
104
Springfield
Utilities
109
Erie
119
Springfield
Transportation
113
Erie
101
Springfield
Healthcare
89
Erie
114
Springfield

Salary Equivalence

A $75,000 salary in Erie has the same purchasing power as $99,074 in Springfield.

Conversely, $75,000 in Springfield equals $56,776 in Erie.

Living in Erie vs Springfield

Housing Costs

Erie's housing index of 55 is lower Springfield's 106, translating to median home prices of $165,000 vs $230,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Erie compared to $1,200/mo in Springfield, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 97 in Erie and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $461/month in Erie vs $494/month in Springfield. Erie offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Erie and 119 in Springfield. Monthly utility bills average approximately $436 in Erie vs $476 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in Erie and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,400 in Erie and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,580 and $38,890 respectively. Erie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,013/month to housing in Erie vs $971/month in Springfield. In Erie, median rent of $925/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 51 index points — focus your budget analysis there.

Frequently Asked Questions

Erie is 24.3% more affordable overall with an index of 81 vs 107.
A $75,000 salary in Erie has equivalent purchasing power to approximately $99,074 in Springfield, based on the cost of living difference.
Erie's housing index is 55 with median homes at $165,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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