Erie vs Oxnard
Cost of Living Comparison · 2026
Erie
Oxnard
The Verdict
The cost gap between these cities is 47.4%, with Erie being the more affordable option. A $75,000 income in Erie has equivalent purchasing power to $142,593 in Oxnard.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Erie has the same purchasing power as $142,593 in Oxnard.
Conversely, $75,000 in Oxnard equals $39,448 in Erie.
Living in Erie vs Oxnard
Housing Costs
Erie's housing index of 55 is lower Oxnard's 253, translating to median home prices of $165,000 vs $653,000. The $488,000 difference in home prices means roughly $31,716 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Erie compared to $1,925/mo in Oxnard, a monthly difference of $1,000.
Grocery & Food Costs
Grocery expenses index at 97 in Erie and 112 in Oxnard. A household spending the national average of $475/month on groceries would pay approximately $461/month in Erie vs $532/month in Oxnard. Erie offers a meaningful advantage on everyday food costs, saving roughly $852/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 109 in Erie and 107 in Oxnard. Monthly utility bills average approximately $436 in Erie vs $428 in Oxnard. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 89 in Erie and 113 in Oxnard. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $43,400 in Erie and $96,200 in Oxnard. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,580 and $62,468 respectively. Oxnard residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,013/month to housing in Erie vs $2,245/month in Oxnard. In Erie, median rent of $925/mo fits within this budget. In Oxnard, median rent of $1,925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 198 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases