City Comparison

Erie vs Lowell

Cost of Living Comparison · 2026

Erie

Pennsylvania
81
Very Affordable
$165,000
Median Home
$925/mo
Median Rent
$43,400
Median Income

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

The Verdict

38.2%

Erie is 38.2% less expensive than Lowell overall. A household earning $75,000 in Erie would need approximately $121,296 in Lowell to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Erie
152
Lowell
Groceries
97
Erie
104
Lowell
Utilities
109
Erie
151
Lowell
Transportation
113
Erie
108
Lowell
Healthcare
89
Erie
118
Lowell

Salary Equivalence

A $75,000 salary in Erie has the same purchasing power as $121,296 in Lowell.

Conversely, $75,000 in Lowell equals $46,374 in Erie.

Living in Erie vs Lowell

Housing Costs

Erie's housing index of 55 is lower Lowell's 152, translating to median home prices of $165,000 vs $429,000. The $264,000 difference in home prices means roughly $17,160 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Erie compared to $1,925/mo in Lowell, a monthly difference of $1,000.

Grocery & Food Costs

Grocery expenses index at 97 in Erie and 104 in Lowell. A household spending the national average of $475/month on groceries would pay approximately $461/month in Erie vs $494/month in Lowell. Erie offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Erie and 151 in Lowell. Monthly utility bills average approximately $436 in Erie vs $604 in Lowell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 89 in Erie and 118 in Lowell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 29-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,400 in Erie and $79,700 in Lowell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,580 and $60,840 respectively. Lowell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,013/month to housing in Erie vs $1,860/month in Lowell. In Erie, median rent of $925/mo fits within this budget. In Lowell, median rent of $1,925/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 97 index points — focus your budget analysis there.

Frequently Asked Questions

Erie is 38.2% more affordable overall with an index of 81 vs 131.
A $75,000 salary in Erie has equivalent purchasing power to approximately $121,296 in Lowell, based on the cost of living difference.
Erie's housing index is 55 with median homes at $165,000, while Lowell's is 152 with median homes at $429,000.

Moving & Relocation Resources

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