City Comparison

Erie vs Irving

Cost of Living Comparison · 2026

Erie

Pennsylvania
81
Very Affordable
$165,000
Median Home
$925/mo
Median Rent
$43,400
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

19.0%

Living in Erie costs 19.0% less than Irving. To match the purchasing power of a $75,000 salary in Erie, you would need $92,593 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Erie
94
Irving
Groceries
97
Erie
99
Irving
Utilities
109
Erie
111
Irving
Transportation
113
Erie
97
Irving
Healthcare
89
Erie
103
Irving

Salary Equivalence

A $75,000 salary in Erie has the same purchasing power as $92,593 in Irving.

Conversely, $75,000 in Irving equals $60,750 in Erie.

Living in Erie vs Irving

Housing Costs

Erie's housing index of 55 is lower Irving's 94, translating to median home prices of $165,000 vs $318,000. The $153,000 difference in home prices means roughly $9,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Erie compared to $1,350/mo in Irving, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 97 in Erie and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $461/month in Erie vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Erie and 111 in Irving. Monthly utility bills average approximately $436 in Erie vs $444 in Irving. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in Erie and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,400 in Erie and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,580 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,013/month to housing in Erie vs $1,713/month in Irving. In Erie, median rent of $925/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.

Frequently Asked Questions

Erie is 19.0% more affordable overall with an index of 81 vs 100.
A $75,000 salary in Erie has equivalent purchasing power to approximately $92,593 in Irving, based on the cost of living difference.
Erie's housing index is 55 with median homes at $165,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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