City Comparison

Erie vs Fort Collins

Cost of Living Comparison · 2026

Erie

Pennsylvania
81
Very Affordable
$165,000
Median Home
$925/mo
Median Rent
$43,400
Median Income

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

The Verdict

30.2%

The cost gap between these cities is 30.2%, with Erie being the more affordable option. A $75,000 income in Erie has equivalent purchasing power to $107,407 in Fort Collins.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Erie
142
Fort Collins
Groceries
97
Erie
100
Fort Collins
Utilities
109
Erie
87
Fort Collins
Transportation
113
Erie
108
Fort Collins
Healthcare
89
Erie
97
Fort Collins

Salary Equivalence

A $75,000 salary in Erie has the same purchasing power as $107,407 in Fort Collins.

Conversely, $75,000 in Fort Collins equals $52,371 in Erie.

Living in Erie vs Fort Collins

Housing Costs

Erie's housing index of 55 is lower Fort Collins's 142, translating to median home prices of $165,000 vs $531,000. The $366,000 difference in home prices means roughly $23,796 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Erie compared to $1,625/mo in Fort Collins, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 97 in Erie and 100 in Fort Collins. A household spending the national average of $475/month on groceries would pay approximately $461/month in Erie vs $475/month in Fort Collins. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Erie and 87 in Fort Collins. Monthly utility bills average approximately $436 in Erie vs $348 in Fort Collins. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 89 in Erie and 97 in Fort Collins. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $43,400 in Erie and $74,800 in Fort Collins. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,580 and $64,483 respectively. Fort Collins residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,013/month to housing in Erie vs $1,745/month in Fort Collins. In Erie, median rent of $925/mo fits within this budget. In Fort Collins, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 87 index points — focus your budget analysis there.

Frequently Asked Questions

Erie is 30.2% more affordable overall with an index of 81 vs 116.
A $75,000 salary in Erie has equivalent purchasing power to approximately $107,407 in Fort Collins, based on the cost of living difference.
Erie's housing index is 55 with median homes at $165,000, while Fort Collins's is 142 with median homes at $531,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases