City Comparison

Elk Grove vs Killeen

Cost of Living Comparison · 2026

Elk Grove

California
144
Expensive
$608,000
Median Home
$1,975/mo
Median Rent
$123,200
Median Income

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

The Verdict

71.4%

Living in Killeen costs 71.4% less than Elk Grove. To match the purchasing power of a $75,000 salary in Elk Grove, you would need $43,750 in Killeen.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
221
Elk Grove
56
Killeen
Groceries
106
Elk Grove
96
Killeen
Utilities
115
Elk Grove
108
Killeen
Transportation
118
Elk Grove
95
Killeen
Healthcare
103
Elk Grove
96
Killeen

Salary Equivalence

A $75,000 salary in Elk Grove has the same purchasing power as $43,750 in Killeen.

Conversely, $75,000 in Killeen equals $128,571 in Elk Grove.

Living in Elk Grove vs Killeen

Housing Costs

Elk Grove's housing index of 221 is higher Killeen's 56, translating to median home prices of $608,000 vs $235,000. The $373,000 difference in home prices means roughly $24,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,975/mo in Elk Grove compared to $975/mo in Killeen, a monthly difference of $1,000.

Grocery & Food Costs

Grocery expenses index at 106 in Elk Grove and 96 in Killeen. A household spending the national average of $475/month on groceries would pay approximately $504/month in Elk Grove vs $456/month in Killeen. Killeen offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Elk Grove and 108 in Killeen. Monthly utility bills average approximately $460 in Elk Grove vs $432 in Killeen. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Elk Grove and 96 in Killeen. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $123,200 in Elk Grove and $56,400 in Killeen. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,556 and $67,143 respectively. Elk Grove residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,875/month to housing in Elk Grove vs $1,316/month in Killeen. In Elk Grove, median rent of $1,975/mo fits within this budget. In Killeen, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 165 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 71.4% more affordable overall with an index of 84 vs 144.
A $75,000 salary in Elk Grove has equivalent purchasing power to approximately $43,750 in Killeen, based on the cost of living difference.
Elk Grove's housing index is 221 with median homes at $608,000, while Killeen's is 56 with median homes at $235,000.

Moving & Relocation Resources

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