Elgin vs Savannah
Cost of Living Comparison · 2026
Elgin
Savannah
The Verdict
Living in Savannah costs 2.2% less than Elgin. To match the purchasing power of a $75,000 salary in Elgin, you would need $73,421 in Savannah.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Elgin has the same purchasing power as $73,421 in Savannah.
Conversely, $75,000 in Savannah equals $76,613 in Elgin.
Living in Elgin vs Savannah
Housing Costs
Elgin's housing index of 89 is higher Savannah's 81, translating to median home prices of $279,000 vs $250,000. The $29,000 difference in home prices means roughly $1,884 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Elgin compared to $1,300/mo in Savannah, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 104 in Elgin and 100 in Savannah. A household spending the national average of $475/month on groceries would pay approximately $494/month in Elgin vs $475/month in Savannah. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Elgin and 95 in Savannah. Monthly utility bills average approximately $356 in Elgin vs $380 in Savannah. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in Elgin and 98 in Savannah. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $90,300 in Elgin and $45,210 in Savannah. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $95,053 and $48,613 respectively. Elgin residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,107/month to housing in Elgin vs $1,055/month in Savannah. In Elgin, median rent of $1,375/mo fits within this budget. In Savannah, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 8 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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