City Comparison

El Paso vs Springfield

Cost of Living Comparison · 2026

El Paso

Texas
85
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$47,568
Median Income

Springfield

Oregon
107
Above Average
$378,000
Median Home
$1,150/mo
Median Rent
$57,600
Median Income

The Verdict

20.6%

Living in El Paso costs 20.6% less than Springfield. To match the purchasing power of a $75,000 salary in El Paso, you would need $94,412 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
El Paso
116
Springfield
Groceries
95
El Paso
101
Springfield
Utilities
93
El Paso
96
Springfield
Transportation
98
El Paso
107
Springfield
Healthcare
89
El Paso
102
Springfield

Salary Equivalence

A $75,000 salary in El Paso has the same purchasing power as $94,412 in Springfield.

Conversely, $75,000 in Springfield equals $59,579 in El Paso.

Living in El Paso vs Springfield

Housing Costs

El Paso's housing index of 69 is lower Springfield's 116, translating to median home prices of $185,000 vs $378,000. The $193,000 difference in home prices means roughly $12,540 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in El Paso compared to $1,150/mo in Springfield, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 95 in El Paso and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $451/month in El Paso vs $480/month in Springfield. El Paso offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in El Paso and 96 in Springfield. Monthly utility bills average approximately $372 in El Paso vs $384 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in El Paso and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $47,568 in El Paso and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,962 and $53,832 respectively. El Paso residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,110/month to housing in El Paso vs $1,344/month in Springfield. In El Paso, median rent of $1,000/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

El Paso is 20.6% more affordable overall with an index of 85 vs 107.
A $75,000 salary in El Paso has equivalent purchasing power to approximately $94,412 in Springfield, based on the cost of living difference.
El Paso's housing index is 69 with median homes at $185,000, while Springfield's is 116 with median homes at $378,000.

Moving & Relocation Resources

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