City Comparison

El Paso vs Rochester

Cost of Living Comparison · 2026

El Paso

Texas
85
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$47,568
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

9.6%

Living in El Paso costs 9.6% less than Rochester. To match the purchasing power of a $75,000 salary in El Paso, you would need $82,941 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
El Paso
95
Rochester
Groceries
95
El Paso
103
Rochester
Utilities
93
El Paso
102
Rochester
Transportation
98
El Paso
102
Rochester
Healthcare
89
El Paso
104
Rochester

Salary Equivalence

A $75,000 salary in El Paso has the same purchasing power as $82,941 in Rochester.

Conversely, $75,000 in Rochester equals $67,819 in El Paso.

Living in El Paso vs Rochester

Housing Costs

El Paso's housing index of 69 is lower Rochester's 95, translating to median home prices of $185,000 vs $345,000. The $160,000 difference in home prices means roughly $10,404 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in El Paso compared to $1,275/mo in Rochester, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 95 in El Paso and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $451/month in El Paso vs $489/month in Rochester. El Paso offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in El Paso and 102 in Rochester. Monthly utility bills average approximately $372 in El Paso vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in El Paso and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $47,568 in El Paso and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,962 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,110/month to housing in El Paso vs $2,135/month in Rochester. In El Paso, median rent of $1,000/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

El Paso is 9.6% more affordable overall with an index of 85 vs 94.
A $75,000 salary in El Paso has equivalent purchasing power to approximately $82,941 in Rochester, based on the cost of living difference.
El Paso's housing index is 69 with median homes at $185,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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