⚖️ City Comparison

El Paso vs Racine

Cost of Living Comparison · 2026 Data

El Paso

Texas
85
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$47,568
Median Income

Racine

Wisconsin
94
Below Average
$264,000
Median Home
$980/mo
Median Rent
$49,200
Median Income

💡 The Verdict

10% Cheaper

El Paso is 10% cheaper than Racine overall. A $75,000 salary in El Paso is equivalent to $82,941 in Racine.

Category-by-Category Breakdown

Index values for El Paso (left) vs Racine (right). National average = 100.

Housing
69
Housing
73
Groceries
95
Groceries
94
Utilities
93
Utilities
82
Transportation
98
Transportation
95
Healthcare
89
Healthcare
96

Detailed Price Comparison

Estimated item-level prices in El Paso versus Racine. Differences shown from El Paso perspective.

ItemEl PasoRacineDifference
1-Bed Rent$720/mo$690/mo+$30.00
2-Bed Rent$1,000/mo$980/mo+$20.00
3-Bed Rent$1,350/mo$1,330/mo+$20.00
Bread (loaf)$2.54$2.76$-0.22
Milk (gallon)$3.63$3.48+$0.15
Eggs (dozen)$3.33$3.05+$0.28
Coffee (latte)$5.93$5.38+$0.55
Gas (gallon)$3.25$3.08+$0.17
Restaurant Meal$15.28$13.00+$2.28

💰 Salary Equivalence

A $75,000 salary in El Paso has the same purchasing power as $82,941 in Racine.

Conversely, $75,000 in Racine equals $67,819 in El Paso.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$57,638
El Paso (Texas)
$53,662
Racine (Wisconsin)

The $3976 difference is driven by Wisconsin having a higher state income tax rate. Texas details → · Wisconsin details →

⚙️ Customize Your Comparison

Adjust category weights to match your spending priorities.

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Your Weighted Score
85 vs 94

Reading These Numbers: El Paso (85) vs Racine (94)

El Paso at 85 is 15% below the US average, while Racine at 94 is 6% below average. The cost difference between these cities is relatively modest.

In El Paso, the composite index of 85 reflects a weighted calculation where housing carries the most influence at 69, followed by groceries (95), utilities (93), transportation (98), and healthcare (89). Costs are fairly balanced across categories.

For renters: With median rents of $1,000/mo in El Paso and $980/mo in Racine, the annual rent difference is approximately $240.0. Over a 5-year period, that compounds to $1,200.0 in savings by choosing the more affordable city.

For homebuyers: The $79,000.0 difference in median home prices between El Paso and Racine translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: El Paso vs Racine

Choosing between El Paso and Racine involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

When weighing El Paso against Racine, think beyond the composite index. Your personal savings rate, retirement timeline, and family size all influence which cost categories dominate your budget. Someone spending sixty percent of income on housing and childcare will experience these two cities very differently than a single renter whose largest variable expense is dining out. Model your own spending breakdown against the category indices above for the most realistic comparison.